$70K Below Appraisal and short term rental allowed!! Peaceful Creekside Living in Blue Ridge ~ Tucked into a serene, level setting where a gentle creek winds its way to the rushing Toccoa River, this charming cottage-style home combines mountain warmth with everyday comfort. Surrounded by open, manicured pasture and the sounds of flowing water, it's a rare blend of privacy, natural beauty, and easy living. The spacious two-story layout offers 3 bedrooms and 2.5 baths, with the primary suite on the main floor for convenience and privacy. Upstairs, you'll find two generous guest bedrooms plus a cozy flex room-ideal as a reading nook, office, or family retreat. True to its cottage-craftsman design, the home showcases steep-pitched gables, wood accents, and large windows that invite light and mountain views indoors. The screened-in back porch stretches along the home, creating the perfect spot for morning coffee, evening breezes, or listening to the creek just steps away. Set on an easy-flowing creek that feeds the Toccoa, the property offers safe water access for kids and pets-and the best fishing hole on this stretch of the river is right in your backyard. Despite its cottage charm, the home lives large with an open-concept kitchen and dining area, airy living spaces, and thoughtful details throughout. Whether you're relaxing on the porch rockers or watching deer graze in the pastures, this is the kind of home where peace finds you. A wonderful full-time home or much-needed escape. This community allows short term rentals that would make for this property to be an excellent investment! -Priced well below its recent appraisal for exceptional value.