Exceptional multi-generational living opportunity in Del Webb Lake Oconee. This rare and highly desirable Morningside plan with a full finished terrace level offers an ideal layout for extended family, long-term guests, or flexible living arrangements-all within one of the community's most private cul-de-sac settings. With 4 bedrooms and 4.5 baths, the home is thoughtfully designed to provide both shared gathering spaces and private retreats. The finished terrace level functions beautifully as a separate living suite, featuring a massive great room, second kitchen with cooktop, beverage refrigerator, and disposal, an en suite bedroom with walk-in closet, an additional sunroom, and multiple flex spaces including a hobby room and office-perfect for visiting family, live-in relatives, or multi-generational living. The main level offers approximately 2,842 square feet of elegant living space, highlighted by a spacious living room with custom cabinetry and accent lighting surrounding the fireplace, and a bright sunroom filled with natural light from a wall of windows. The gourmet kitchen features a breakfast bar with custom glass tile, center island, walk-in pantry, and stainless steel appliances, flowing seamlessly into the main living areas for comfortable everyday living and entertaining. The primary suite includes a tray ceiling, ceiling fan, and a generous en suite bath with double vanities, jetted tub, and separate his-and-hers closets. A formal dining room with tray ceiling, butler's pantry, custom chandelier, and hardwood floors adds an elegant touch. An office or flex room, large laundry room with sink and cabinetry, and a half bath complete the main level. Outdoor living is equally impressive with two screened porches, each with slate or tile flooring and stone fireplaces, connected by a charming spiral staircase and overlooking a private backyard framed by mature trees and landscaping. Additional features include an extended two-car garage with epoxy flooring and attic storage, two HVAC systems, whole-house water filtration system, and a meticulously maintained home. Located in Del Webb Lake Oconee, residents enjoy world-class amenities and low-maintenance living with lawn care included under one HOA fee.