Rare opportunity to own a versatile lake-area home with a private lower-level apartment-perfect for multigenerational living, rental income, or a private guest retreat. This spacious property offers flexibility, comfort, and lifestyle all in one. The main home features 4 bedrooms, including two primary suites, and 3 full bathrooms. Hardwood floors run throughout the main living areas, complemented by an open, upgraded kitchen and a generous living and dining space ideal for everyday living and entertaining. A separate laundry room adds convenience. Enjoy peaceful surroundings from two large decks-one in the front with relaxing lake views, and a private back deck complete with a gazebo and firepit, perfect for gatherings or quiet evenings outdoors. One of the primary suites offers direct access to the front porch for added charm and accessibility. Bathrooms have been tastefully updated, and additional features include a bay window and built-in desk in secondary bedrooms. The lower level offers a fully separate living space with its own private entrance, making it ideal for rental income, an in-law suite, or extended-stay guests. This level includes a living area, full kitchen with bar seating, one bedroom, one full bathroom, and two additional flexible rooms suited for office space, hobbies, or storage. Situated on a generous lot in a quiet, lake-area setting, this home offers a unique combination of privacy and functionality with access to a shared dock. Property is being sold as-is and reflects the value and features offered. Don't miss the chance to make this flexible and feature-rich home your own-schedule your showing today.