Experience refined coastal living in this stunning, like-new home on a quiet cul-de-sac within the gated golf community of Osprey Cove in St. Marys, GA. This exceptional property offers financial advantages, including a $10,000 seller concession to be used for closing costs or rate buy-down and a 2.25% assumable VA loan for qualified buyers. With 2,396 square feet, this thoughtfully designed residence features four bedrooms, three full baths and a bright, open-concept layout tailored for both daily comfort and effortless entertaining. The spacious kitchen features granite countertops, a large center island, stainless steel appliances and abundant cabinetry, flowing seamlessly into the living and dining areas. Neutral designer finishes throughout enhance the home's warm, sophisticated ambiance, while a versatile flex room offers the perfect space for a home office, media lounge or additional living area. The private primary suite is a true retreat, complete with dual granite vanities, a walk-in shower with multiple shower heads and an expansive walk-in closet. The split-bedroom floor plan ensures privacy and includes three additional generously sized bedrooms and two full baths. Step outside to a screened porch overlooking a serene, private backyard. Low-maintenance landscaping and a full irrigation system make outdoor living easy and enjoyable year-round. Located just minutes from Naval Submarine Base Kings Bay and within convenient reach of Jacksonville International Airport, as well as the pristine shores of Amelia Island and the scenic Golden Isles, this home offers the perfect blend of coastal accessibility and upscale golf course living. Opportunities like this-combining luxury, location, and an assumable low-interest loan-are rare. Schedule your private showing today and experience Osprey Cove living at its finest.