Deep water, big open views, and a two-story double-slip dock - welcome to 103 Tugalo Point, a rare opportunity on one of Lake Hartwell's most sought-after stretches of shoreline. Positioned on nearly an acre in an established community near Tugaloo State Park, this beautifully updated property offers year-round water access, a strong dock setup with boat and jet ski lifts, and the kind of wide-open lake views that are getting harder to find. Inside, the main level features an inviting, open-concept layout designed for both everyday living and entertaining. A masonry fireplace anchors the living and dining areas, while the updated kitchen offers granite countertops, stainless steel appliances, and ample cabinetry with a clean, modern feel. Just off the main living space, a bright, window-lined sunroom with its own dedicated mini split provides a comfortable, year-round space to take in the lake views. The primary suite on the main level is a true retreat, offering dual closets and a fully renovated spa-style bath with a double vanity, freestanding soaking tub, and a tiled walk-in shower. Upstairs, three additional bedrooms with walk-in closets provide plenty of space for family and guests. The finished basement adds even more versatility, featuring a large open living area ideal for a game room or second living space, along with a full bath, flex room, and walk-out access to the covered lower deck and direct path to the lake. Outdoor living is where this property truly stands out. Multiple levels of decking create the perfect setup for relaxing or entertaining, from the spacious covered lower porch to the upper sunroom and adjoining side porch. A sloped path leads down to the shoreline and your two-story, double-slip dock - complete with boat and jet ski lifts, upper-level sun deck, and year-round deep water - making it easy to spend full days on the lake with family and friends. Adding even more flexibility, the property includes a private one-bedroom apartment above the garage with its own entrance, full kitchen, living area, and bath - ideal for guests, multi-generational living, or additional use. The 4-car heated and cooled garage is a standout feature, equipped with a car lift, service pit, and generous workspace, making it perfect for car enthusiasts or those needing extra room for hobbies, storage, or hosting. Additional features include a new roof (2025), whole-house generator, central vacuum system, irrigation, and the option to purchase the home furnished, offering a truly move-in ready lake experience. Whether you're looking for a full-time residence, weekend escape, or a property designed to entertain, 103 Tugalo Point delivers the complete Lake Hartwell lifestyle.