Welcome to 1948 Paynes Pt, Winder, a spacious 4-bedroom, 3-bath split-level home set on over a half-acre lot with no HOA, offering the perfect balance of space, flexibility, and convenience. The main level features a bright vaulted family room with fireplace, a formal dining room, and an eat-in kitchen complete with stained cabinetry, granite countertops, and stainless steel appliances-ideal for everyday living and entertaining. The primary suite boasts a tray ceiling, walk-in closet, and a private bath with double vanities, soaking tub, and separate shower. Two additional bedrooms share a full bath, providing comfortable space for family or guests. The true standout feature of this home is the finished lower level, offering a bedroom, full bath, bonus room, and kitchenette-perfect for multi-generational living, guests, or even potential rental or in-law suite use. Step outside to enjoy both a patio and deck, overlooking your expansive yard with plenty of room to relax, entertain, or play. Conveniently located with easy access to Georgia State Route 129, Georgia State Route 316, and Interstate 85, and just a short drive to Winder, Braselton, Jefferson, and Hoschton. This home offers the perfect blend of peaceful, rural-style living while remaining close to schools, shopping, and everyday conveniences. Don't miss your opportunity to make it yours!