Rare Tybee Island opportunity - RT zoning [STVR]+ X Flood Zone + NO HOA! Located on the peaceful North Beach / Fort Screven side of Tybee Island, this turnkey luxury townhome offers exceptional flexibility for investors and second-home buyers alike. Situated in the Residential Tourist (RT) zoning district, the property is eligible for short-term vacation rental use, making it an attractive opportunity for those seeking income potential on the island. Being in an X Flood Zone helps reduce insurance costs, while no HOA provides greater flexibility and fewer restrictions compared to many island properties. Discover the ultimate blend of coastal luxury and financial security at 3A Lullwater Road. Step inside to a turnkey sanctuary designed for modern coastal living. The first floor offers an open-concept layout anchored by premium LVP flooring and fresh designer paint. The gourmet kitchen features quartz countertops, soft-close cabinetry, and a farmhouse sink, flowing effortlessly into the living and dining areas. Uniquely, the first floor also hosts the luxurious primary suite, offering essential single-level living convenience. A chic powder room and dedicated laundry center add functional ease. Upstairs, two generous guest bedrooms share a Jack-and-Jill bathroom, creating a private wing for family or executive guests. A massive walk-in attic provides rare, climate-secure storage for beach gear and holiday treasures. Outside, your private, fenced backyard is a secluded oasis with a custom firepit, while the attached garage protects your golf cart and kayaks. Escape the noise of the south end and embrace the lucrative side of Tybee. Don't just buy a beach house; buy a smarter asset.